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The URMEVerse Ecosystem and CBF Bank & Trust...

The World's First Asset Fusion Bank creating a new way to Money.


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🌐 About Us

The Movement Behind the URMEverse

The URMEverse is more than an organization — it is a sovereign ecosystem built under Common Law, God’s Law, and Christian values, designed to restore wealth, freedom, and community to the people.

At its core are trust-based institutions: URME United Ministries, the URME United Express Private Trust, and CBF Bank & Trust — the world’s first Asset Fusion Bank. Surrounding this foundation are living businesses and innovations like Hangdog Social Resorts, SPRiZZi DrinkCo., and the URMEverse App, each proving real-world use of the PIETY Token.


Every entity plays a part in one vision:

  • Virtual Bankers, Business Affiliates, and Associate Members form the entry paths into the movement.

  • Piety PayChain eliminates the burden of fees and payroll inefficiencies.

  • The PIETY Token itself anchors it all — the first asset-fusion currency backed by gold, businesses, real estate, and trust assets.


We are not just launching a currency. We are building a closed-loop economy where value multiplies instead of drains away — where faith, sovereignty, and freedom are not just ideals, but lived realities.


URME is the movement. PIETY is the key. Together, they are the new way to money.

🌐 Entities That Make Up the URMEverse


🏛️ Core Trust & Governance

  • URME United Ministries — Private Express Trust & 508(c)(1)(A) entity, spiritual and legal foundation of the movement.

  • URME United Express Private Trust — The fiduciary trust operating under Common Law & God’s Law.

  • CBF Bank & Trust — The world’s first Asset Fusion Bank, built on EBANQ, managing multi-asset ledgers (fiat, crypto, gold, real estate, vehicles, etc.).

  • Legacy Business Financial Trust (LBF) — Ancillary trust connected to CBF for credit instruments and sovereign lending and debt discharge tools.

Open My Free Bank Account

💠 Currency & Finance

  • PIETY Token — The asset-fusion currency at the center of the ecosystem, backed by gold, trust assets, real estate, and operating businesses.

  • Piety PayChain — The closed-loop payroll and payment network for businesses and members, eliminating fees and multiplying value inside the URMEverse.

  • CAP Securities — Sovereign trust-backed debt instruments used within CBF Bank.

  • GOLD ACCOUNTS — CBF Bank will also hold physical gold and gold accounts to back Piety Tokens along with real properties and business valuations tied to its ledger.

Trust - Digital - Real Property - Business

Invest in Piety Tokens

🏖️ Lifestyle & Resorts

  • Hangdog Social Resorts — 31 planned global resorts, each with 40+ themed venues, Airbnbs, and entertainment complexes — designed as micro-communities owned and run by members.


  • Infamous Pizza Kitchen (and other affiliate businesses) — Examples of local enterprises integrated into the URMEverse, driving real-world use of PIETY.

Become a Member

🥤 Innovation & Businesses

  • SPRiZZi DrinkCo. — Patented smart beverage system and Drink Bullet network, providing sustainable health-conscious drinks to homes, venues, and resorts worldwide.


  • BevTech Global — The manufacturing and fulfillment arm for SPRiZZi dispensers and components.

📲 Tech & Community

  • URMEverse App — The hub for members: accounts, Hangdog Social APP, LEGACY wallets, ride-share (“RideDog”), point-of-sale for merchants, crypto exchange, loyalty rewards, betting APP and resort/event booking.


Welcome to the Family - “Together, these entities create the URMEverse — not just a company, but a sovereign family of banking, lifestyle, business, and community united by faith, trust law, and the PIETY Token. When you step inside, you’re not just a member — you’re family. Welcome home.”


⚠️ NOTICE

Prospect Disclaimer & Agreement

Educational & Informational Only: The materials you are about to review are provided by URME United Express Private Trust / URMEverse for the sole purpose of educating prospective members about our mission, values, and systems.

  • 🔒 You are not a member by viewing these materials, and no fiduciary duty exists.
  • 📜 Nothing herein constitutes financial advice, tax advice, legal advice, or a public solicitation of securities or tokens.
  • ⚖️ All participation requires formal membership approval and acceptance of the Private Membership Agreement.
  • ✝️ These communications are shared under the protections of Common Law and God’s Law.
  • 🛡️ Unauthorized access or redistribution constitutes trespass to a private domain. Federal, state, or local actors are noticed that entry without lawful warrant may incur personal liability (*Bivens v. Six Unknown Agents*, 403 U.S. 388).
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By proceeding you agree to these private terms. Nothing herein waives any rights. This notice may be updated at any time.

United in a Private Express Trust, these partners anchor the assets of the URMEverse.

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  • Home
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