The URMEVerse Ecosystem and CBF Bank & Trust...
The World's First Asset Fusion Bank creating a new way to Money.
Become the Banker of the Future — Today.
Step into the role that redefines money, freedom, and wealth creation.
The Virtual Banker role is the backbone of the URMEverse. As a VB, you are not simply joining a program — you are becoming a builder of an entirely new financial ecosystem. Each plan equips you with training, PIETY token allocations, and direct income opportunities that grow with your level of commitment. Whether you’re starting your journey with foundational skills, building a team and earning passive overrides, or stepping fully into leadership and sovereignty, the VB path is designed to reward your faith, effort, and dedication.
Your starting point to become a Virtual Banker.
Learn the basics of the URMEverse, PIETY Token, and the PayChain system. With your included token allocation and the ability to earn commissions from your very first retailer, this plan is perfect for newcomers ready to take immediate action while learning step by step. LEARN MORE
Take your foundation and start building income streams.
Includes everything in Plan 1, plus a larger token allocation, override bonuses on payroll deposits, and intermediate training. This plan is designed for those who want to grow beyond solo efforts — mentoring AMs, onboarding BAs, and creating lasting passive income. LEARN MORE
The leadership track for maximum impact and legacy.
Includes everything in Plans 1 & 2, with the highest token allocation, the largest fast-start bonus, and advanced sovereignty training. Plan 3 is for visionaries who want to lead teams, shape the movement, and secure both financial growth and personal sovereignty through State National status. LEARN MORE
🔹 Projected Income Expectations ⚠️ Important: The following projections are not guarantees.
With only 1–2 retailer sign-ups per month, a VB can conservatively expect $1,000–$3,000 monthly commissions, plus token growth over time.
By enrolling 2 BAs and 5 AMs while maintaining 2 retailers, a VB could see $3,000–$7,000 monthly, including overrides and fast-start bonuses.
With a focus on mentoring new VBs, onboarding multiple businesses, and building a team, committed leaders may project $7,000–$12,000+ monthly, with token holdings compounding long-term value.
Income projections are examples only, based on active participation. Actual results vary depending on individual effort and team growth.
Virtual Bankers (VBs) are the builders of the URMEverse — onboarding VBs, BAs, and AMs, training new members, and fueling the PIETY economy. Choose your plan to unlock training, token allocations, and powerful earnings.
Entry-level training & enrollment
Intermediate training & passive overrides
Advanced training & sovereignty track
Nothing herein is financial, tax, or legal advice, nor a public offer or solicitation. Participation occurs within a Private Membership Association; terms apply.
“The Virtual Banker program is cutting-edge because it hands the tools of finance back to the people. For the first time, members can step directly into the banker’s seat — earning income, holding tokens, and leading a global movement of sovereignty.”
Michael John Breault – Founder, URME United
“I love how easy this program is to follow. Every step is laid out — from training to onboarding to commissions. Even someone brand-new to finance can step in, plug into the system, and start making a difference immediately.”
Tommy Miller – CMO, SPRiZZi Drink-Co.
“I’ve reviewed countless so-called ‘progressive’ plans over the years, but nothing compares to this. The Virtual Banker model is practical, profitable, and structured for long-term sustainability — it’s not hype, it’s a system that actually works.”
Shamoon Muzaffar – President, CBF Bank & Trust
“What excites me most is how quickly Virtual Bankers can see a return. With just one or two enrollments, you’re already covering your investment — and beyond that, you’re building recurring income streams that grow month after month.”
Tina Bridgeman – Senior Loan Officer Legacy Business Financial
United in a Private Express Trust, these partners anchor the assets of the URMEverse.
