The URMEVerse Ecosystem and CBF Bank & Trust...
The World's First Asset Fusion Bank creating a new way to Money.
Business Affiliates are the backbone of how the URMEverse integrates with real-world enterprises. By becoming a BA, companies can shift payroll, admin, and membership functions into a sovereign system that reduces costs, rewards employees, and builds long-term loyalty. Whether you’re starting small, scaling adoption, or ready to fully convert your business into a PMA structure, there’s a plan designed to fit your needs and growth vision.
Essentials is the launch pad for any business stepping into the URMEverse. It covers the foundational elements—business enrollment, PMA contract assistance, employee wallet setup, and direct connection to the Piety PayChain. With this plan, businesses can immediately reduce external fees, begin paying employees faster, and receive guidance through a streamlined onboarding process. It’s designed for companies that want to get started quickly with minimal friction while still laying the groundwork for deeper integration later.
BA Essentials is designed to make an immediate impact on your bottom line. By connecting your payroll to the Piety PayChain and eliminating external fees, the average employer saves about $842 per month per employee. This plan covers enrollment, simplified PMA contract assistance, and employee wallet setup, giving your business a fast path to measurable savings from day one.
Growth expands on the Essentials package by giving businesses the tools to scale adoption across their teams. This plan includes full PMA contract and membership onboarding for employees, advanced payroll mapping, and admin delegation that covers deductions, reimbursements, and reporting. Businesses at this level are able to save more, delegate more, and provide their staff with deeper education on stretching paychecks and maximizing token-based incentives. Growth is perfect for companies who want to move beyond the basics and build a resilient system that generates lasting savings and stronger employee loyalty.
BA Growth builds on Essentials with deeper integration and employee empowerment. In addition to the $842 monthly savings per employee, this plan unlocks a unique contribution model: the employer contributes 5% more to their employees, and URME matches that with an additional 5% in Piety Tokens. Employees gain more purchasing power and loyalty benefits, while businesses solidify adoption of the URMEverse membership system, creating a win-win for retention and growth.
Enterprise is the flagship package for businesses ready to fully step into sovereignty. This plan includes everything in Growth, plus a complete conversion into a Private Membership Association (PMA). With Enterprise, companies gain a dedicated BA success manager, quarterly operations reviews, advanced reporting dashboards, and total payroll delegation. From exception handling to compliance support, everything is managed inside the URMEverse framework. Enterprise is the choice for leaders who want their business fully aligned with URME principles, maximizing savings, streamlining operations, and setting the foundation for future expansion—including POS system integration when it launches in 2026.
BA Enterprise is the sovereignty package for businesses ready to go all-in. Beyond the recurring per-employee savings and the contribution matching of Growth, Enterprise allows businesses to accept Piety for payments—completely eliminating processing fees. On top of that, 25% of the 8.75% members tax is redirected back into the employer’s business, creating a powerful revenue recycling mechanism. With this plan, businesses aren’t just saving—they’re earning and compounding value inside the URMEverse ecosystem.
Plug your business into the URMEverse. We educate your team, take on tedious admin, integrate payroll with Piety PayChain, and help you pay employees more using money already inside your ecosystem. Choose a plan and let us do the heavy lifting.
Start smart. Education + core setup to run with PayChain.
Scale savings + team adoption. Deeper admin delegation.
Full delegation + strategy. For multi-location or high-volume ops.
This page is informational and part of a Private Membership Association. It is not financial, tax, or legal advice, nor a public offer or solicitation. Availability may vary by jurisdiction.
United in a Private Express Trust, these partners anchor the assets of the URMEverse.
